Author: Laila Elias

What is liquid fund? Liquid funds are a type of mutual funds that primarily invest in ultra-short money market instruments which have a maturity period of up to 91 days. These mutual funds invest in money market instruments like Commercial Paper (CP), Term Deposit, Certificate of Deposit (CD), Treasury Bills (T-Bills), etc. These open-ended debt mutual funds are highly liquid in nature and carry limited risk. Who should invest in liquid mutual funds? Liquid fund schemes are suitable for those investors who wish to park their idle, surplus money for an ultra-short duration while also seeking the safety of their capital. They are also ideal for risk-averse investors. Many equity investors utilise these funds as a way to stagger their investments into equity mutual funds using the Systemat...

The insurance sector has a plethora of options that provide coverage for life as well as health ailments. But one such product that is increasingly gaining popularity in the life segment is a Unit Linked Insurance Plan or as popularly referred to as ULIP. What is ULIP? Unit Linked Insurance Plan as the name suggests is an insurance tool that has an investment component attached to it. A ULIP generates returns to the investor by investing in various funds - equity-based, debt-based etc. Unlike a pure insurance policy, the insured has the protection of life cover, and investment prospects both included in the amount of insurance premiums. Moreover, ULIP benefits include a deduction for the premiums paid under Section 80C of the Income Tax Act. The maturity benefits are also exempt from th...

There are times when you would have experienced an influx of surplus funds. In such times you might think of investing them so as to earn decent returns. There are many options available to you such as Fixed deposits, Savings bank account etc. There’s one more option available to you, just like you invest in mutual funds, you might consider investing in liquid mutual funds, a type of mutual fund. What is Liquid fund? Liquid funds are open-ended debt mutual funds that invest in financial instruments such as treasury bills, commercial papers, term deposits, and other debt securities that have maturities of 3–6 months. Liquid funds do not have any restrictions of a lock-in period, i.e., an investor can enter/exit whenever he wants. Liquid funds have comparatively low-interest risk associate...

I've covered many aspects to making a highly effective strategic business plan. Ideas can discuss questions which have been requested by a few of my students regarding creating a business concept along with other miscellaneous related questions. Finance Hub Rural Property is a popular investment nowadays. With the changing economy, more and more people are looking to invest in rural properties as an asset. Obtaining Bulk Packages of REO Structures Michael: What's your current strategic business plan? Student: Mine is simply wholesaling from the bulk REOs which come in. It's my method of possibly to be the realtor and listing that property that's within Arizona. I am just attempting to cover my bases. When we acquire some bulk REOs for the reason that if your buyer does not invest in i...

Payday loans provide short-term financial assistance in a way that helps people get over certain stresses linked to money, tiding them over until their next pay day. If you are a person struggling with money you should first investigate all possible avenues of financial assistance before committing to signing up to a payday loan. Here, we take a look at the ins and outs of payday loans, what to expect if you are looking into taking out a short-term loan, and your responsibilities in terms of paying back a payday loan. You may have seen in the news recently about big payday loan companies closing their doors for good, and news about one of the directors of QuickQuid maintaining a role within the industry watchdog organisation despite the lender going under. The entire industry has seemed l...

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Perhaps the most ideal approaches to improve your odds of getting a home advance is to improve your credit score. It is on the grounds that better credit scores may give you access to all the more likely financing costs and more gainful home advance items. Here is a rundown of some snappy tips to assist you with getting the most ideal credit score. While there is no assurance that these choices will promptly support your credit score, they may assist you with setting up propensities that will fortify your credit score. Show you can take care of your tabs on schedule, without fail Banks/credit suppliers will need to see that you can reimburse a home advance on schedule. In this way, here is a rundown of bills that you should pay on schedule, inevitably: >> Your credit cards; >...