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Finance

INVESTING IN LIQUID MUTUAL FUNDS

INVESTING IN LIQUID MUTUAL FUNDS

Finance
What is liquid fund? Liquid funds are a type of mutual funds that primarily invest in ultra-short money market instruments which have a maturity period of up to 91 days. These mutual funds invest in money market instruments like Commercial Paper (CP), Term Deposit, Certificate of Deposit (CD), Treasury Bills (T-Bills), etc. These open-ended debt mutual funds are highly liquid in nature and carry limited risk. Who should invest in liquid mutual funds? Liquid fund schemes are suitable for those investors who wish to park their idle, surplus money for an ultra-short duration while also seeking the safety of their capital. They are also ideal for risk-averse investors. Many equity investors utilise these funds as a way to stagger their investments into equity mutual funds using the System...
Mistakes to avoid before investing in ULIPs

Mistakes to avoid before investing in ULIPs

Finance
The insurance sector has a plethora of options that provide coverage for life as well as health ailments. But one such product that is increasingly gaining popularity in the life segment is a Unit Linked Insurance Plan or as popularly referred to as ULIP. What is ULIP? Unit Linked Insurance Plan as the name suggests is an insurance tool that has an investment component attached to it. A ULIP generates returns to the investor by investing in various funds - equity-based, debt-based etc. Unlike a pure insurance policy, the insured has the protection of life cover, and investment prospects both included in the amount of insurance premiums. Moreover, ULIP benefits include a deduction for the premiums paid under Section 80C of the Income Tax Act. The maturity benefits are also exempt from ...
All you need to know about Liquid Funds

All you need to know about Liquid Funds

Finance
There are times when you would have experienced an influx of surplus funds. In such times you might think of investing them so as to earn decent returns. There are many options available to you such as Fixed deposits, Savings bank account etc. There’s one more option available to you, just like you invest in mutual funds, you might consider investing in liquid mutual funds, a type of mutual fund. What is Liquid fund? Liquid funds are open-ended debt mutual funds that invest in financial instruments such as treasury bills, commercial papers, term deposits, and other debt securities that have maturities of 3–6 months. Liquid funds do not have any restrictions of a lock-in period, i.e., an investor can enter/exit whenever he wants. Liquid funds have comparatively low-interest risk associa
Property Investors – Wholesaling Deals and Lenders

Property Investors – Wholesaling Deals and Lenders

Finance
I've covered many aspects to making a highly effective strategic business plan. Ideas can discuss questions which have been requested by a few of my students regarding creating a business concept along with other miscellaneous related questions. Obtaining Bulk Packages of REO Structures Michael: What's your current strategic business plan? Student: Mine is simply wholesaling from the bulk REOs which come in. It's my method of possibly to be the realtor and listing that property that's within Arizona. I am just attempting to cover my bases. When we acquire some bulk REOs for the reason that if your buyer does not invest in it' may possibly possess some private lenders to maybe come up with and purchase individuals bulk REOs. Basically get somebody who has a lot of money - huge amount...
Simple Guide to Payday Loans

Simple Guide to Payday Loans

Finance
Payday loans provide short-term financial assistance in a way that helps people get over certain stresses linked to money, tiding them over until their next pay day. If you are a person struggling with money you should first investigate all possible avenues of financial assistance before committing to signing up to a payday loan. Here, we take a look at the ins and outs of payday loans, what to expect if you are looking into taking out a short-term loan, and your responsibilities in terms of paying back a payday loan. You may have seen in the news recently about big payday loan companies closing their doors for good, and news about one of the directors of QuickQuid maintaining a role within the industry watchdog organisation despite the lender going under. The entire industry has seemed...
How to Make the Most of Credit Card Rebate Offers

How to Make the Most of Credit Card Rebate Offers

Finance
When searching for the best credit card rebate, you should consider getting it from Maybank2u. The company would cater to your specific needs and requirements in the best manner possible. They would ensure that you should get the best credit card that offer discounts and rebates on your different shopping needs. When you should look forward to making the most of the credit card offers, your best bet would be to look for the services offered by Maybank Platinum Visa Card. You would be able to make the most of the moments when you look for gadgets to purchase, holidays to fly, and more.
Consider Commercial Truck Financing to grow Your Fleet

Consider Commercial Truck Financing to grow Your Fleet

Finance
If you're thinking about adding a brand new truck for your fleet, it might be time for you to consider commercial truck financing to be able to receive the best truck for your requirements. Instead of accept a second hand truck, with 18 wheeler financing, you can buy a much better vehicle which will meet your requirements a bit longer of your time. Some trucking company proprietors initially feel that they'll only buy a lesser grade of car, based on the funds that they need to spend. After they consider a choice of financing their new commercial vehicle, they soon understand that they could afford a much better quality truck which will bring them far to return. When thinking about 18 wheeler financing, it's useful to understand options are for sale to you. Most financial institutions are ...
Causes and Results of Deficit Financing

Causes and Results of Deficit Financing

Finance
As you may know, the main causes of public revenue are taxes, charges, prices, special assessments, rates, gifts etc., etc. If throughout a given time period, the federal government expenditure exceeds government revenue and also the deficit is met by borrowing, it's known as deficit financing or earnings creating finance. To be able to possess a significant expansion effects therefore, a course of public investment ought to be financed by borrowing instead of taxation. This sort of borrowing or loan expenditure is popularly known as deficit financing. Deficit financing is stated to possess been practiced if condition adopts anyone or all of the methods pointed out below: (a) The federal government draws upon the money balances of history. (b) The federal government borrows in the centr...
Company Finance and Mortgages

Company Finance and Mortgages

Finance
All companies need finance to function. Finance could be acquired internally (equity finance), that's, capital supplied by the proprietors of the organization as shareholders. Finance may also be acquired externally (debt finance), that's, loans or credit supplied by lenders or creditors. Inevitably, finance provided from exterior source requires some type of security by means of mortgage or charge. Equity Finance For any proprietary company, as much as 50 shareholders could possibly get together and supply finance however for an open company the amount of shareholders is limitless. By supplying finance, shareholders retain possession of the organization. The go back to shareholders on their own investment is by means of dividends. There are various kinds of shares: Ordinary shares - m...
Personal Finance Software – The Easiest Method To Handle Your Individual Finances

Personal Finance Software – The Easiest Method To Handle Your Individual Finances

Finance
It's wise to become organised when your finances - home budgeting and private budgeting are important if you want to prevent debt. Regrettably, we do not have the ability to lots of free time to work through our finances and i believe the solution would be to purchase some personal finance software. Which Personal Finance Software? There's a large range of personal finance software to select from. These software programs vary from simple programs in which you record earnings and expenditure up to the more sophisticated which let you import bank statements, take care of your investment funds, setup budgets ( for both household and private) and schedule payments. Even when your requirements are extremely straightforward right now, it's most likely easier to buy software using the capabili...