Investment

While retirement is an opportunity for newfound freedom, it comes with a new financial reality. After working hard during your lifetime to accumulate assets, it’s essential to be prepared and fully utilize these contributions. This is where the National Pension System (NPS) comes into the picture – a government-backed retirement scheme that is designed to provide you with steady monthly income in your post-retirement phase. One of the most common questions from future retirees is, “What is the monthly pension amount I will actually get from NPS?” So, let’s pose the question above in a straightforward and easy-to-understand manner. What Exactly Is NPS? Launched in 2004 by the Government of India, NPS was originally targeted at government employees. However, it has now been open to all I...

Introduction Investment is a cornerstone of personal finance and wealth-building, allowing individuals and institutions to grow their money over time. In today’s dynamic financial landscape, making informed investment decisions is more important than ever. From stocks and bonds to real estate and digital assets, the range of investment opportunities can be overwhelming, but understanding the fundamentals can empower you to build long-term financial security. This guide explores the types, strategies, risks, and benefits of investment, helping you navigate the complex world of finance confidently. Understanding Investment At its core, investment is the allocation of resources, usually money, with the expectation of generating a profit or return over time. Unlike saving, which prioritizes...