Finance

CFD trading offers the investor a chance to trade on underlying financial products, whilst providing the flexibility of using derivatives to speculate. Experienced CFD traders often offer the opportunity to trade on market fluctuations, without the necessity of actually possessing an in-built asset. However, despite the lower risk associated with contract for difference trading, it is nevertheless a complex business and many factors go into the price movement of underlying products. As such, it is important that anyone who wishes to trade on CFD must have the requisite experience and knowledge of this market. The first step to entering the world of CFD trading is to obtain a broker who is able to offer you appropriate advice regarding the options open to you and the best possible way fo...

Nothing more can level up the pressure of having deep debt, especially in a company. It can lead to a bad image in the company that affects the entire operation. Thus, any investor is doubtful to invest in the company, which is not a good sign. A company that might have trouble with its finances chooses to get a loan or mortgage or any form of debt to deal with it. There are instances that the loan or mortgage becomes an additional financial problem in the company, which is uneasy for the business to get out of it.  International Debt Collection saves the day making your credit of good history by getting a better settlement of debts. It helps not to reflect on the business’ credit score, which can impact the company. Whether the company is based from anywhere in the world, your debt can ...

After having saved diligently for years, at last you’ve reached retirement and are ready to enjoy the next phase of your life. Now, how do you handle the financial aspects of it? Even if you’ve managed to amass a significant nest egg, most people still have to follow a retirement budget. You want to ensure your money will last, so here are 7 tips to keep your expenses low in retirement. Downsize your home and possessions. Since housing is one of the largest expenses most people ever take on, a great way to save money in retirement is to downsize your home. Often, the house you lived in as a working adult is just too large for a retiree. If you’re down to just one or two people, you don’t need as much living space anymore. You can lower the monthly bills by selling your house and bu...

Some questions are everlasting. They keep haunting us every now and then. The world of investing is no less. Investors are often torn between SIP and lumpsum mode of investment. They often wonder which mode has the potential to generate greater returns in the future? This article aims to solve the dilemma and help investors decide between the most optimum mode of investment for their mutual funds. Mutual fund investments provide exceptional flexibility to investors in modes of investment and different types of asset classes. That being said, the later isn’t that mystifying if you carefully assess your financial goals. However, a slightly overlooked yet equally significant aspect is choosing the appropriate mode of investment. There are two different ways to invest in mutual funds – SIP ...

You must have read several articles on the importance of retirement planning and why you should build a retirement corpus for your golden period. However, one of the biggest roadblocks in achieving retirement plan is often choosing the right investment options. This article will cover one such investment option offered to investors to catalyse their retirement planning – ETF (exchange-traded fund). Let's understand how ETFs help in building a retirement corpus. Reasons why ETF mutual funds are perfect for retirement planning: Following are some of the reasons why ETF mutual funds are perfect for retirement planning: They make it easier to diversify your investment portfolio Diversification is the key to investments as throwing all your eggs in one basket can turn to be disastro...

As investors are becoming smarter in regard to the apt investment options, there are a plethora of investment instruments available to the investors in the financial market. One of the most popular and disciplined investment instruments is SIP investment. This article will cover different types of SIP options offered to investors. What is SIP? Systematic investment plan or SIP is an investment vehicle offered by mutual fund houses to invest in mutual funds. Types of SIP Following are some of the most popular types of SIP in India: Top-up SIP Top-up SIPs offer their investors with the flexibility of either increasing or decreasing their SIP investment amount at regular intervals. As the salary of an individual usually hikes every year by a certain percentage, it makes sense to...

The world has gone digital. The traditional ways of conducting business have been replaced with online and more interactive forms. The number of transactions that occur online daily has increased by leaps and bounds. This puts everyone, who is either the sender or receiver of money at the risk of frauds and theft. Not only financial transactions but the entire reputations of organisations are at stake. The different social media channels are the touchpoints between the customer and the organisation. These touchpoints make it imperative to have well-established security systems in place. While an organisation interacts with its customers or other stakeholders, it collects data about them. Acyber attack can pose a threat to the confidentiality of data. To tackle these problems, one needs...

Road accidents often get nasty. In some cases, the cars are totalled to the point there is no repair. The only way is to salvage it. In such severe accidents, apart from damage to property, one can sustain serious injuries; some injuries to the point that leaves a person disabled for life. These kinds of injuries are not only mentally devastating, but often lead to loss of livelihood in a few cases. Keeping in mind these kinds of accidents that take place in the country, it is mandatory to have a motor insurance policy. These motor plans have a compulsory extension in the form of personal accident (PA) cover. Whether you buy a third-party or comprehensive plan, personal accident cover is a mandatory component for the owner-driver. As per regulation, every vehicle registered in the coun...